Can I make up a last name for my baby?

Parents may give their child any name they choose. Traditionally, children born to married parents have the same last name as their father. A child can have the mother's surname, a hyphenated name made up of both the mother and father's surnames, or any name the parents choose.

How long do you have to change a babies name?

To change the name on your child's birth certificate, contact your state's Office of Vital Records (typically part of the Department of Health). Many states allow new parents six to 12 months to make changes on a child's birth certificate without requiring a court order.

Does a name change affect credit score?

Changing my name won't affect my credit reports and credit history. TRUE. If you change your name after marriage, your credit reports will be updated with the new information. But your credit history and credit reports will not otherwise change.

Does your spouse's credit score affect yours?

Fortunately, your spouse's past credit history has no impact on your credit profile. Only when you open a joint account will any information be shared on both of your credit reports. However, when you want to buy a home together, your spouse's negative credit history could impact your mortgage rates.

Can I be tracked if I change my name?

In general, if you have formally changed your name -- that is, you have gone through a formal court proceeding to change your name and it has been changed on your birth certificate, passport, and other official documents identifying you -- it would be difficult indeed for someone to find out your former name.

Does your spouse's debt become yours?

Whichever spouse's name is on the account is generally held responsible for repaying it. Put another way, the spouse whose name isn't on the debt is protected from having to cover it. Joint debt may be incurred during marriage in a common-law state if both spouses apply for a loan or credit together.

Can the IRS come after me for my spouse's taxes?

Unfortunately, yes, the IRS can seize your house or assets, even if your spouse is the one who owes money to the IRS. This only happens if the debt was incurred during a year where you filed jointly on your tax return.

Is a wife responsible for husband's credit card debt?

But in addition, debts incurred by you or your spouse during your marriage, regardless of whose name is on it, are generally deemed to be community debts, and both spouses are considered equally liable. So, even if the credit card debt was incurred by your spouse alone, you might be liable for it.

Can I use my husband's credit card after he dies?

You can continue to use the card if you keep the account open. It's still yours -- the company won't issue a new card or open a new account in your sole name. But make sure it really is a joint account and that your spouse didn't just add you to his card as an authorized user.

Can my wife use my credit card without my permission?

If someone takes your credit card and uses it without permission, it doesn't matter whether they're family, a friend or a complete stranger. That's fraud, and legally you can only be held liable for $50. But all major credit card issuers give you a $0 fraud liability guarantee.

Can your wife sign your name?

Regardless of the circumstances (except for a Medical POA), your wife can sign your name on checks, sign your name to contracts, chisel it in stone, sign legal documents on your behalf, and conduct business under your name while the POA is in force.

Can my girlfriend use my credit card?

You can use someone else's credit card if they let you. The issuer only authorized the person who got approved for the card to access its credit line. So even using someone else's card with permission is a violation of that card's terms. In that case, the cardholder is liable for any charges you make.

Does my husband have to pay half the mortgage if he leaves?

Does My Ex-Partner Still Have to Pay the Mortgage? You're equally liable for the mortgage, even if the loan is based on one party's income or one of you moves out. Your lender can pursue both of you either jointly or individually for the payment - plus any costs, legal fees or loss made upon any possible repossession.

Does getting divorced ruin your credit?

Getting divorced Actually filing for divorce doesn't directly impact credit scores, but if you have late or missed payments on accounts as a result, it may negatively impact credit scores. In community property states, property – and debts – acquired during the marriage are generally owned equally by both spouses.